KCLoanGuy – Kansas City Loan Services

Find the loan that’s perfect for you!

Conventional Fixed-Rate

The 30-year and 15-year fixed-rate loans are the most popular type of loan.

Clients who plan to stay in their home for a long period of time will find a fixed-rate mortgage is an excellent way to lock in a low interest rate for the life of the loan.

Adjustable-Rate (ARM)

An adjustable-rate mortgage is a home loan with a variable interest rate.

With an ARM, the initial interest rate is fixed for a period of time. After that, the interest rate applied on the outstanding balance resets periodically, at yearly or monthly intervals.

FHA

An FHA insured loan is a US Federal Housing Administration mortgage insurance loan that is provided by an FHA-approved lender.

Because this type of loan is geared more towards new home-owners rather than investors, FHA loans are different from conventional loans. Normally the house must be owner-occupied for at least a year, and the home-buyer must pay a two-part mortgage insurance that involves a one-time bulk payment and a monthly insurance premium payment.

VA

A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA).

The VA program is for US military veterans, military members currently serving, military reservists, and select surviving military spouses. One benefit over traditional mortgages is that there is generally no Private Mortgage Insurance (PMI) requirement. The VA program can be used to purchase single-family homes, condominiums and multi-unit properties.

Great Customer Service
We take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or suggestions. We would love to hear from you!
Superior Loans and Services
We work with multiple lenders and can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
Clients Come First
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

Conventional Fixed-Rate

Adjustable-Rate (ARM)

FHA

VA

Great Customer Service

Superior Loans and Services

Clients Come First

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